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About 4% direct debit discount
4% discount on standard contribution rates is automatically applied when payment is made weekly or monthly by direct debit from your nominated bank, credit union or building society account or your credit card. Inclusive of all other retail discounts.
What's the Medicare Levy Surcharge?
If you are single and do not have any dependants your Medicare Levy Surcharge (MLS) threshold is $50,000 p.a. The threshold for families with one or no dependant children is $100,000 p.a. This threshold increases by $1,500 for each additional dependent child. There are various exemptions from having to pay the MLS. Speak with your tax adviser or the ATO for details. Please note Smart Start® covers individuals only and may not exempt families from the MLS.
About dependant cover with a family membership
On a family membership with Australian Unity, dependants are covered at no extra cost up to the age of 23, and up to the age of 25 if studying an approved full time course of study.
An eligible dependant is defined as a child, legally adopted child or stepchild who is unmarried and who has not attained the age of 23 years.
A student dependant is defined as a child, legally adopted child or stepchild who is unmarried and who has not attained the age of 25 years and who is pursuing a fund approved full-time course of study at school, college or university.
A fund approved course of study means secondary and tertiary academic study, trade apprenticeships and industry, employer or government training schemes, provided that the course of study results upon completion in the dependant being qualified to seek or maintain gainful employment in the general workforce and that the dependant is not, or will not remain, dependant upon the member for personal care, domestic or social support after having attended the course of study.
About the two month waiting period
Point 1:
At Australian Unity, we reward members with up to $200 a year towards a weight loss program through Weight Watchers, Jenny Craig, UltraLite and SureSlim. We'll pay up to $100 for the course at its commencement, and if you reach your goal weight we'll give you up to another $100. This benefit is available to members on any of our health insurance covers, payable on Hospital or Extras not both. The $200 weight loss benefit is payable per person per calendar year to a lifetime maximum of $400. A certificate of goal achievement endorsed by the provider must be supplied at the time of claiming. Excludes Weight Watchers at home kits.
We'll also reward your efforts to quite smoking by paying up to $60 per member a year towards the cost at the completion of an approved Quit Smoking Course. This benefit is available to members on any of our health insurance covers, payable on Hospital or Extras not both. Quit smoking benefit of up to $60 per person each calendar year is payable, with a lifetime limit of $180 per person.
We even reward you by paying up to $150 per member a year towards the cost of an Australian Unity approved health check with your GP if it's not covered under Medicare. This benefit is available to members on any of our health insurance covers, payable on Hospital or Extras not both. GP health check benefit of up to $150 per person per calendar year.
Point 3: Subject to yearly benefit limits.
Point 5: 4% discount on standard contribution rates is automatically applied when payment is made weekly or monthly by direct debit from your nominated bank, credit union or building society account or your credit card. Inclusive of all other retail discounts. Home & Contents insurance issued by Calliden Insurance Ltd. Maximum discount limits apply. Travel Insurance issued by CGU Insurance Ltd. Car Insurance issued by CGU Insurance Ltd.
Point 6: The threshold for families with one or no dependant children is $140,000 p.a. This threshold increases by $1,500 for each additional dependent child. There are various exemptions from having to pay the Medicare Levy Surcharge. View terms and conditions for more information
Point 7: A 12 month waiting period applies if previously uninsured for obstetrics benefits.
Point 9: This offer cannot be used in conjunction with any other special offer. Terms and conditions apply.
Point 10: Australian Unity does not apply a general 2 month waiting period however other waiting periods may apply. View terms and conditions for more information.
