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Private Health Insurance: Health Fund HBA

Bupa Health Insurance

Bupa Australia – Caring for the health of Australians

Around three million Australians rely on Bupa Australia for their health care needs, through the trusted brands - HBA, MBF and Mutual Community.  

Our innovative and individually tailored health insurance policies provide our members with access to unique health care services such as home nursing, outpatient rehabilitation and chemotherapy in the home.

Bupa Australia is also piloting a number of other programs including home assessments, provision of wound care assist devices and management of chronic disease. We support a unique GP Home Link service which enables our members, particularly older Australians, to access the support they need to help reduce their risk of entering hospital as a result of illness or injury. 

Bupa Australia is part of the Bupa Group, one of the world’s leading health and care organisations.  Bupa provides health insurance and care services for about 10 million people in almost 200 countries.

The Bupa Group has no shareholders, which means all profits are reinvested in improving facilities, services and health outcomes for customers.

A strong history supporting Australians

HBA, MBF and Mutual Community are well established and well known brands in their foundation states. The origins of HBA and Mutual Community can be traced back some 70 years, whilst MBF has been supporting the health needs of Australians for over 60 years.

HBA and Mutual Community became a single insurer with separate state based brands in 1990. In 2002, the Bupa Group acquired the merged group from AXA Asia Pacific Holdings Ltd to create Bupa Australia. In June 2008, Bupa Australia merged with MBF.

The Bupa Group around the globe

Since 1947, when 17 provident associations joined together to form the Bupa Group, the company remains true to its founding principles.

The Bupa Group is now one of the world's leading independent health and care organisations with a vision of ‘taking care of the lives in our hands’ and a commitment to helping people across the globe live longer and healthier lives.

This vision encompasses the wider community where Bupa supports a range of charitable giving initiatives to support medical research, education, health and wellness programs. The company regularly exceeds the Business in the Community’s benchmark of contributing at least one percent of pre-tax profits to charity.

The Bupa Group's operations include health insurance, aged care homes, health assessments, workplace health and childcare services. Specialist products from critical illness to life cover and other long-term protection options are available in the UK from Bupa Health Assurance. The Group also provides customers with insurance services through Bupa Travel and Bupa Dental.

Who oversees Bupa?

Bupa is accountable to its Association Members, a group of around 100 people with broad experience in business, academia, the charitable sector, the medical profession and public life. Association members serve on a voluntary basis and do not receive any financial payment from Bupa nor do they have any financial recompense from Bupa for holding their position.

Bupa is a private company limited by guarantee. As such, it does not have shareholders and is able to reinvest all of its profits back into the business for the benefit of present and future customers. This enables Bupa to take a long-term view when making commercial decisions, without being driven by short-term shareholder considerations.

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