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Take your kids to Members First dentists and HBA will cover the entire cost of your kids’ dental treatments up until they turn 25.* You won't have to pay anything out-of-pocket for over 250 dental services including check-ups, teeth cleaning, fillings, x-rays and more at a Members First dentist. This offer is available on Ultimate and family hospital covers with Platinum, Gold or Silver Extras.
* Exclusive at Members First dentists on benefits payable. Excludes Orthodontics ( normal benefits apply).Excludes hospital treatments. Waiting periods and normal fund dental rules apply. Child dependents only.
Is orthodontic treatment included?
No, orthodontics is not included.
Does 'No gap dental' for kids include wisdom teeth extraction in hospital?
Only procedures undertaken at a Members First dentist are fully covered, so hospital treatment is not included. As circumstances can vary with our Members First dentists please contact us for further information.
We are with another health fund and would like to switch. Will we be eligible for 'No gap dental' for our kids as soon as we join?
You can access 'No gap dental' for your kids straight away, provided that you are switching from an equivalent level of cover with your previous health fund, and that the applicable waiting periods have been served.
If your current health insurance policy doesn't have equivalent cover, you can access 'No Gap Dental' for kids after you've served the applicable waiting periods.
What are the applicable waiting periods?
The applicable waiting periods if you're not on an eligible or equivalent level of health cover are:
After these periods have been served, you can access 'No gap' dental for kids.
Can we take our kids to any dentist and get 'No gap dental' for them?
'No gap' dentail is only available through Members First dentists, so you will not be able to claim 'No gap' at any dentist.
To be eligible for 'No gap dental' for kids, what cover is required?
You and your children will need to be covered by a Family or Family Plus hospital cover and one of the following extras covers: Platinum Extras, Gold Extras, Silver Extras, General Extras, Premier Extras, Ultimate Health Cover Extras, Executive Extras, Corporate Extras, Corporate 80 Extras or Corporate 60 Extras.
Will our kids automatically be eligible for 'No gap dental' if we are already members?
As long as you have one of the appropriate combinations of hospital and extras cover and have served your waiting periods you are eligible for 'No gap dental'.
If you do not have one of the appropriate levels of cover and would like to upgrade, you will only be able to take advantage of 'No gap dental' once you have serve the waiting periods. Until then your dental benefits will be payable under your previous level of cover
Up to what age can our kids receive 'No gap dental' on one of the eligible levels of cover?
A Family membership allows children to be covered if they are single and up to the age of 17 and if they are single and studying full-time they will be covered up until they are 25.
A Family Plus membership allows all single children to be covered up to the age of 25 even if they are not studying and are living away from home.
