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If you take out one of our youth covers (Young Couples Choice, Young Singles Choice or Young Singles Saver, you can use a Top-up Bonus* towards any out-of pocket expenses for extras services, saving you more.
| Young Couples Choice | Young Singles Choice | Young Singles Saver | |
| Year 1 | $150 | $75 | $50 |
| Year 2 | $180 | $90 | $60 |
| Year 3 | $210 | $105 | $70 |
| Year 4 | $240 | $120 | $80 |
| Year 5 | $270 | $135 | $90 |
| Year 6+ | $300 | $150 | $190 |
For example: Your Top-up Bonus can be used to cover the difference between your dentist bill and the benefit payable to you. You can keep dipping into it to cover your out-of-pocket expenses until it is used up.
Bonuses do not accumulate at the end of year.