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Participating Health Funds

HCF Logo 2013

HCF Health Insurance

Australia's biggest not for profit health fund

You get more with HCF

More value

Health Insurance Comparison. Compare and Buy Private Health Insurance Online with moneytime. Great Health Insurance Rates Australia. Health Insurance Comparison. Compare and Buy Private Health Insurance Online with moneytime. Great Health Insurance Rates Australia.

We're not-for-profit, so members get more, not shareholders.

We consistently return more in benefits than the industry average.

More benefits and savings

Health Insurance Comparison. Compare and Buy Private Health Insurance Online with moneytime. Great Health Insurance Rates Australia. Health Insurance Comparison. Compare and Buy Private Health Insurance Online with moneytime. Great Health Insurance Rates Australia.

    More benefits for dental and optical services than the industry average.

    Seven HCF Sydney Dental and Eyecare Centres offering many no-charge

    services and products, saving you money.

  • No charge for basic dental services through HCF’s Oral Health Program, saving you money (regional NSW, ACT, VIC, QLD and SA).
  • If hospitalised, you only pay an excess once per person per year, and dependant children are exempt (unlike most other funds).
  • You won’t pay any excess for accidents and same day surgery (unlike most other funds).
  • HCF has the best no-gap medical coverage of any major health fund in mainland Australia.

More cover for important hospital services

Health Insurance Comparison. Compare and Buy Private Health Insurance Online with moneytime. Great Health Insurance Rates Australia. Health Insurance Comparison. Compare and Buy Private Health Insurance Online with moneytime. Great Health Insurance Rates Australia.

All HCF Hospital products include cover for heart conditions, intensive and neo-natal intensive care (unlike most other funds).

… it’s how we’re different from other funds. 

Health and Wellbeing Programs to enhance your membership

My Health Guardian

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Provided to members at no extra cost, My Health Guardian is like having your very own health coach. Available to you are online dietary advice, exercise programs, health coaching and many other helpful tools that will help get you into great shape.

Find out more

Healthy Weight for Life – Type 2 Diabetes & Heart Disease Programs

Health Insurance Comparison. Compare and Buy Private Health Insurance Online with moneytime. Great Health Insurance Rates Australia. Health Insurance Comparison. Compare and Buy Private Health Insurance Online with moneytime. Great Health Insurance Rates Australia.

A structured 18 week, 3 phase weight loss action plan that teaches people the lifestyle skills they need to control their weight for life and in doing so, make a real difference in the management of heart disease and diabetes.

Find out more about the Heart Disease Program

Find out more about the Type 2 Diabetes Program

Hospital Substitute Care Program

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You can receive hospital treatment in the privacy and comfort of your own home rather than being admitted to hospital, or if you are already in hospital, you can avoid having a lengthy stay by continuing your treatment at home.

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Dental Care

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HCF encourages its members to maintain their dental care and offers no-gap diagnostic and preventative dental services through the HCF Oral Health Program and network of Dental Centres.

Find out more about the HCF Oral Health Program

Find out more about HCF Dental Centres

Eyecare

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HCF's Eyecare Centres across Sydney have gained Quality in Practice Accreditation - a standard of quality endorsed by the Optometrists Association Australia. When you go to an Eyecare centre you can be assured that you are getting quality service and products at the best prices.

Find out more

HCF Corporate Information

Find out more about HCF and download health insurance policy brochures and forms.

Corporate information

Health Insurance Comparison. Compare and Buy Private Health Insurance Online with moneytime. Great Health Insurance Rates Australia. Health Insurance Comparison. Compare and Buy Private Health Insurance Online with moneytime. Great Health Insurance Rates Australia.

HCF annual report 2009

HCF annual report 2008

HCF Foundation

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