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Great news for members with MBF extras cover! Get more back from our network of MBF MemberCare providers. When you see our MBF MemberCare logo on your next visit to a health service provider, you'll know you're getting better value from your MBF extras cover.
Not only have we pre-negotiated a maximum charge for most services from these providers, but you'll also have the certainty of knowing you'll receive back between 70% and 90% of that charge, depending on your level of cover.
Any benefits you receive from these providers are subject to the terms and conditions of your chosen level of cover including limits and waiting periods.
MBF encourages members to make dental care a routine part of their lives. Depending on your level of cover, we'll provide you with 70%-90% of the charge back on all preventive and general dental services.
Of course, any benefits you receive from these providers are subject to the terms and conditions of your chosen level of cover including limits and waiting periods.
The table below uses a typical set benefit you would receive as an example of the difference MBF MemberCare can make:
| Example for simple extraction (SA) | Percentage of charge back | MBF MemberCare set benefit | Non MemberCare set benefit | Visit an MBF MemberCare provider to receive: |
| MBF Premium Extras | 90% |
$114.30 |
$58.25 |
$56.05 more back |
| MBF Classic Extras | 80% |
$101.60 |
$51.00 |
$50.60 more back |
| MBF Everyday Extras | 70% |
$88.90 |
$51.00 |
$37.90 more back |
| MBF Young Extras | 70% |
$88.90 |
$51.00 |
$37.90 more back |
| MBF HealthSmart | 70% |
$88.90 |
$51.00 |
$37.90 more back |
Visit our MBF MemberCare optical providers (Blink Optical, National Pharmacies Optical Stores and other selected independent optometrists) to receive better value and higher benefits on your optical purchases. Plus you'll have access to:
You can also access fixed priced packages on glasses and lenses (no gap packages) at our optical partner, Specsavers.
Optical benefits are subject to your level of cover, annual limits and waiting periods.
# Not in conjunction with any other offer.
| MBF MemberCare optical packages for each level of MBF Extras Cover | MBF Premium Extras | MBF Classic Extras | MBF Everyday Extras | MBF Young Extras | MBF HealthSmart (package cover) |
| Annual Maximum Limit (per person) | MBF MemberCare limit $400 | MBF MemberCare limit $250 | MBF MemberCare limit $215 | MBF MemberCare limit $180 | MBF MemberCare limit $215 |
| Glasses with single vision lens* |  |
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| Glasses with single vision grind lens* | |
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Glasses with bi-focal lens* |
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| Glasses with tri-focal lens* | |
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| Glasses with progressive lens* | |
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| Optical add-on services covering tinting, coatings and UV protection (subject to your remining Annual Limit) | |
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| Disposable contacts - selected 12 months' supply purchased in-store | |
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| Disposable contacts - selected 12 months' supply purchased online | |
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* Includes any frames valued up to $199.
MBF has also negotiated with other optical providers where you can receive a range of special offers and discounts through in2life.
MBF members receive at least 70%-90% of the charge back on initial, subsequent, extended or group consultations.
Of course, any benefits you receive from these providers are subject to the terms and conditions of your chosen level of cover including limits and waiting periods.
MBF members receive at least 70%-90% of the charge back on all initial and subsequent chiropractic consultations.
Of course, any benefits you receive from these providers are subject to the terms and conditions of your chosen level of cover including limits and waiting periods.
The table below uses a typical set benefit you would receive as an example of the difference MBF MemberCare can make.
| Example for initial attendance (QLD) | Percentage of charge back | MBF MemberCare set benefit | Non MemberCare set benefit | Visit an MBF MemberCare provider to receive: |
| MBF Premium Extras | 90% |
$67.50 |
$50.00 |
$17.50 more back |
| MBF Classic Extras | 80% |
$60.00 |
$40.00 |
$20.00 more back |
| MBF Everyday Extras | 70% |
$52.50 |
$39.00 |
$13.50 more back |
| MBF Young Extras | 70% |
$52.50 |
$39.00 |
$13.50 more back |
| MBF HealthSmart | 70% |
$52.50 |
$39.00 |
$13.50 more back |
The examples above are for services provided by recognised providers in the states specified in each example, and are examples only. The set benefit amounts for services differ for each state and territory. The difference between set benefits and MBF MemberCare set benefits set out above are examples only. The difference for other services and states will vary and may be less.
Seek out the MBF MemberCare pharmacies - they offer competitive prices to MBF members for some of the non-PBS (private script) prescriptions you need out of hospital.
On top of that, they are committed to providing quality service to you.
Depending on your level of Extras Cover, you can access our Living Well programs. Living Well provides cover for courses and treatments which help you to live a healthier lifestyle. Visit one of our recognised providers to access the following services:
Contact MBF before you apply for any of these programs as benefits and recognition criteria may apply.
*Your doctor will need to complete the Living Well form to confirm the program is medically necessary for your health.
