Extras cover can be used for everyday services to stay healthy - like going to the dentist, a visit to the physio, or a new pair of glasses. Generally, these services are not covered adequately by Medicare.

If you join an nib Hospital and Extras package or an Extras only cover, you'll be able to claim for the Extras services included in your cover.

With nib you get 50%, 65% or 75% of the cost back on Extras like dental and optical every time you claim (until you reach your annual limit). How much you’ll get back depends on the level of cover you choose. So it doesn’t matter how much your dentist, chiro or physio charges, you’ll get 50%, 65% or 75% of the cost back with nib.

For example, on nib Top Cover if your dentist charges $140 for a scale and clean, you’ll get $105 back from nib. That’s 75% of the cost back to you. It’s that simple. Get more back on the Extras you’ll use with nib.

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