Here, you'll find brief information on each of the health funds that moneytime partners with. For more information on any of these health funds or their health insurance policies, simply click 'more information' under that health fund's blurb.

ahm is a national health insurance provider with over 35 years' experience in the Australian health care industry. Our expertise covers private health insurance, customised health management programs, overseas health and dental and eyecare services.
ahm offers a range of products at affordable and competitive prices. Our health covers are designed to suit different life stages and health needs so you pick the cover right for you. Our hospital covers are available with a range of co-payment options to keep premiums lower and our extras options cover a wide range of lifestyle needs.
We have a strong focus on health improvement services on our hospital and extras covers. ahm has been at the forefront of tailored health improvement programs for over 10 years and offers several programs designed to help its policy holders get healthy and stay healthy. ahm has an industry leading level of service, both online and over the phone.
More information on health fund ahm

If you're for health, we're for you
Australian Unity provides a wide range of health cover to suit almost every life stage. We also work closely with our members to improve their overall health and wellness. We provide benefits such as:
Initiatives to help you live a healthy lifestyle, such as Wellplan Rewards®, our member reward and recognition program.
Up to $300 for keeping healthy, with a rebate of up to $200 for losing weight, $60 for quitting smoking and $150 towards annual health checks with your GP.
A range of member benefits such as our baby+me® Program, designed to provide extra care and advice to expectant parents.
Claim on your Extras straight away, with no waiting period on most General Dental, Physiotherapy, Chiropractic, Osteopathy, Myotherapy, Naturopathy and Acupuncture.
4% discount off standard rates when you make your membership contributions by direct debit.
More information on health fund Australian Unity

Join the health fund that's for people, not for profit
At GMHBA, we won’t waste your premiums on gimmicks, sports stars or extravagant sponsorships. Because we’re for people, NOT for profit, our goal is paying your claim, not dividends to shareholders.
In fact Australia‘s leading consumer magazine invited health funds to participate in a health insurance review. Of the 16 that responded, GMHBA was awarded as many ‘hospital cover best buys’ as Medibank, HBA, Australian Unity, MBF, NRMA, HBF, Health Partners, SGIO and NIB combined!
When you call us, you’ll speak to a real person who can help you decide which level of health cover is best for you. And, we don’t just claim that we provide exemplary customer service… we can prove it through our outstanding customer satisfaction results.
GMHBA is 75 years young and provides health insurance for 168,000 Australians. We’re one of the fastest growing health funds in Australia because we simply sell value-for-money health insurance and provide excellent customer service! So if you want high quality, low cost health insurance that has its members in mind… join GMHBA.
More information on health fund GMHBA

Health cover like no other
HBA is one of Australia’s leading health funds, looking after the health care needs of over one million people. We offer a range of flexible hospital and extras cover options that provide value-for-money, along with great features and benefits.
With HBA, you can expect the security and protection you look for in private health insurance. With affordable covers to suit every stage of life and budget, we put you in control of your health care and give you peace of mind.
We also provide high-quality travel, home and car insurance options, at discounted rates for HBA members.
With HBA you can relax knowing you’re in good hands – we’ve got you covered.
More information on health fund HBA

You get more with HCF – it's how we're different from other health funds
We’re not-for-profit and return more in benefits to members – last year HCF returned 90 cents in the dollar from contributions as benefits vs. an industry average of only 84 cents.
More benefits for the services you use most.
More cover for important hospital services.
More savings.
It’s why HCF is one of Australia’s fastest growing health funds with over a million members.
We have 50 branches throughout Australia and our call centre is open 7 days a week, so we’re easy to deal with.
More information on health fund HCF

MBF Health, part of Bupa Australia, has been looking after Australians for more than 60 years.
MBF currently provide health insurance to nearly two million members (approximately 20% of the health insured population), and remain committed to helping them lead healthier lives.
This year, MBF joined with the Bupa Australia group - a health and care specialist. That means we now have even more strength as a truly national insurer, supporting more than 3 million Australians with their health needs. We remain totally focused on the individual needs of our customers, in every community across the country.
It is this customer focus that has seen us awarded five stars as the national Best Value Health Insurance Provider and national Best Extras Health Insurance Provider by independent rating agency Cannex.
Our services also include life insurance, travel insurance and financial planning.
More information on health fund MBF

Health cover like no other
Mutual Community is one of Australia’s leading health funds, looking after the health care needs of over one million people. We offer a range of flexible hospital and extras cover options that provide value-for-money, along with great features and benefits.
With Mutual Community, you can expect the security and protection you look for in private health insurance. With affordable covers to suit every stage of life and budget, we put you in control of your health care and give you peace of mind.
We also provide high-quality travel, home and car insurance options, at discounted rates for Mutual Community members.
With Mutual Community you can relax knowing you’re in good hands – we’ve got you covered.
More information on health fund Mutual Community

At nib we believe that private health insurance should be easy to understand, easy to claim on and most of all good value.
As one of Australia’s fastest growing health funds we’ve been providing health insurance to Australians for over 50 years and now cover over 700,000 customers around the country.
Value for Money
Depending on where you’re at in life there are features that you’ll want from your health insurance, and ones that you won’t – for example not many 22 year olds need hip replacements. Our covers are affordable because we’ve carefully chosen what’s included and excluded for each.
When it comes to hospital cover you’ll know exactly which procedures you’re covered for (like tonsils, knee surgery) and those you aren’t covered for (like obesity surgery, cosmetic surgery). And of course, accommodation and theatre expenses are paid for any hospital procedure included in your health insurance. We can’t be more upfront than that!
We’ve designed our health insurance to suit the needs of someone your age. This means you’re covered for things you’re more likely to need and not paying for the things you won’t.
Get 50%, 65% or 75% back on Extras
Extras are everyday services that you may use to stay healthy. This includes going to the dentist, physio, chiro or even a new pair of glasses. Most of these services are not covered by Medicare.
With nib you get 50%, 65% or 75% of the cost back on Extras like dental and optical every time you claim (until you reach your annual limit). How much you’ll get back depends on the health insurance you choose. So it doesn’t matter how much your dentist, chiro or physio charges, you’ll get 50%, 65% or 75% of the cost back.
For example, on Top Cover if your dentist charges $140 for a scale and clean you’ll get $105 back from nib. That’s 75% of the cost back to you. It’s that simple.