Here, you'll find brief information on each of the health funds that moneytime partners with. For more information on any of these health funds or their health insurance policies, simply click 'more information' under that health fund's blurb.
If you're for health, we're for you
Australian Unity provides a wide range of health cover to suit almost every life stage. We also work closely with our members to improve their overall health and wellness. We provide benefits such as:
Initiatives to help you live a healthy lifestyle, such as Wellplan Rewards®, our member reward and recognition program.
Up to $300 for keeping healthy, with a rebate of up to $200 for losing weight, $60 for quitting smoking and $150 towards annual health checks with your GP.
A range of member benefits such as our baby+me® Program, designed to provide extra care and advice to expectant parents.
Claim on your Extras straight away, with no waiting period on most General Dental, Physiotherapy, Chiropractic, Osteopathy, Myotherapy, Naturopathy and Acupuncture.
4% discount off standard rates when you make your membership contributions by direct debit.
More information on health fund Australian Unity
Join the health fund that's for people, not for profit
At GMHBA, we won’t waste your premiums on gimmicks, sports stars or extravagant sponsorships. Because we’re for people, NOT for profit, our goal is paying your claim, not dividends to shareholders.
In fact Australia‘s leading consumer magazine invited health funds to participate in a health insurance review. Of the 16 that responded, GMHBA was awarded as many ‘hospital cover best buys’ as Medibank, HBA, Australian Unity, MBF, NRMA, HBF, Health Partners, SGIO and NIB combined!
When you call us, you’ll speak to a real person who can help you decide which level of health cover is best for you. And, we don’t just claim that we provide exemplary customer service… we can prove it through our outstanding customer satisfaction results.
GMHBA is 75 years young and provides health insurance for 168,000 Australians. We’re one of the fastest growing health funds in Australia because we simply sell value-for-money health insurance and provide excellent customer service! So if you want high quality, low cost health insurance that has its members in mind… join GMHBA.
More information on health fund GMHBA
You get more with HCF – it's how we're different from other health funds
We’re not-for-profit and return more in benefits to members – last year HCF returned 90 cents in the dollar from contributions as benefits vs. an industry average of only 84 cents.
More benefits for the services you use most.
More cover for important hospital services.
More savings.
It’s why HCF is one of Australia’s fastest growing health funds with over a million members.
We have 50 branches throughout Australia and our call centre is open 7 days a week, so we’re easy to deal with.
More information on health fund HCF
At nib we believe that private health insurance should be easy to understand, easy to claim on and most of all good value.
As one of Australia’s fastest growing health funds we’ve been providing health insurance to Australians for over 50 years and now cover over 700,000 customers around the country.
Value for Money
Depending on where you’re at in life there are features that you’ll want from your health insurance, and ones that you won’t – for example not many 22 year olds need hip replacements. Our covers are affordable because we’ve carefully chosen what’s included and excluded for each.
When it comes to hospital cover you’ll know exactly which procedures you’re covered for (like tonsils, knee surgery) and those you aren’t covered for (like obesity surgery, cosmetic surgery). And of course, accommodation and theatre expenses are paid for any hospital procedure included in your health insurance. We can’t be more upfront than that!
We’ve designed our health insurance to suit the needs of someone your age. This means you’re covered for things you’re more likely to need and not paying for the things you won’t.
Get 50%, 65% or 75% back on Extras
Extras are everyday services that you may use to stay healthy. This includes going to the dentist, physio, chiro or even a new pair of glasses. Most of these services are not covered by Medicare.
With nib you get 50%, 65% or 75% of the cost back on Extras like dental and optical every time you claim (until you reach your annual limit). How much you’ll get back depends on the health insurance you choose. So it doesn’t matter how much your dentist, chiro or physio charges, you’ll get 50%, 65% or 75% of the cost back.
For example, on Top Cover if your dentist charges $140 for a scale and clean you’ll get $105 back from nib. That’s 75% of the cost back to you. It’s that simple.
More information on health fund nib
Why we think you'll love us
At Peoplecare, we genuinely love people. And that means giving you more of the things you love and less of the things you don’t. So if you’re looking for cover, or need a hand with anything to do with your health cover, just give us a buzz.
Love a quick switch
Even if you’ve already got health insurance, it’s worth calling to see if we can get you a better deal. After all, it’s really easy to switch! And if you do come over from another health fund, you’ll be continuously covered and won’t have waiting periods for anything that you’re already covered for.
Love getting more for less
We do everything we can to make your health cover easy. And our low premiums come with high benefits, giving you great value for money – and more cash to splash on the things you really love. It’s just one of the reasons we’ve won lots of awards and have been rated among the best health funds in Australia.
Love more personal service
Because we’re not for profit, we’re all about you. Our staff love answering the phone in person. And we love giving you simple answers to your questions, so if you’re not sure about anything, just give us a call. If you prefer, you can access your membership anytime you need to with our 24-hour Online Member Services. It lets you check your coverage, change your cover and even make a claim.
Love a quick claim
Just use our handy membership card at any participating provider for on-the- spot claiming. You swipe your card and only pay any difference between their fee and your fund benefit. You don’t even have to make a claim! Or if you prefer, you can claim most things 24x7 online. Or send us your claim any other way you like (email, fax or mail).
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