Publication: Sunday Herald Sun
Date: 25 December 2010
Article excerpt:
IS IT worth having private healthcare cover? Our experts across the generations see things from different perspectives.
Gen Ys, Justine Davies
IN A nutshell, private health cover fits nicely into that stainless steel commode called "elective surgery". That is, if you might need elective surgery at some point, then private cover is great.
... Then there’s the financial penalty aka Medicare Surcharge which Bruce has outlined. Plus the Lifetime Health Cover loading that you’ll pay on private health premiums if you don’t join before you turn 31.
You may as well have it!
Gen Xs, Bruce Brammall
Yes, Australia’s public health care system is . . . OK, if the editor suggests "enviable", then let’s go with that.
... Private health insurance is a personal choice. Gun-or-your-wallet sort of choice. But a choice nonetheless.
Boomers, Mark Bouris
Insurance is about reducing risk. Insuring yourself against the cost of going to hospital or having to be treated for an illness is something very worthwhile, that is if you can afford it.
... Private health insurance is an essential part of our health system and in past years the federal governments have had various tax incentive measures put in place to encourage participation.
Retirees, Kerrin Falconer
FOR retirees, health is a major issue.
... Yes, private health cover costs money but it buys choice. Not unlimited choice, I admit, but a fair dose of it and enough to be able to choose when and where to have surgery, by whom and whether you want fries with that.
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