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Participating Health Funds

Private Health Insurance: Health Fund AHM - Australian Health Management Private Health Insurance: Health Fund GMHBA Private Health Insurance: Health Fund HCF - Hospitals Contribution Fund
Private Health Insurance: Health Fund AUF - Australian Unity Private Health Insurance: Health Fund MUI - Manchester Unity
Private Health Insurance: Health Fund HBA Private Health Insurance: Health Fund MCL - Mutual Community

Private Health Insurance: Health Fund GMHBAGMHBA

Join the health fund that's for people, not for profit

Value and service

Our mission is to provide you with access to high quality private health care and earn your respect as a trusted partner. Our customer service staff are trained to provide you with honest informative health insurance advice. They’re not motivated by commissions on sales. We don’t give away MP3 players, bicycles or digital cameras to attract new members. And we don’t give cover away free at the expense of existing members. While we won’t give you the sales gimmicks, we’ll give you value and service. So if you like the idea of a health fund trusted for generations, one that you can truly recommend to friends, please visit a branch or call us on 1300 4 GMHBA (46422).

Hospital and Extras

GMHBA currently has agreements with all major metropolitan private hospitals. In fact we have more than 390 private hospital and day surgery facilities in our network (and growing). So almost no matter where you are, we’ll be there for you. When it comes to our extensive range of extras Benefits, you’ll also be able to claim on the spot with more than 20,000 service providers throughout Australia.

Connect rewards plus

When you take out both hospital and extras cover with GMHBA, we’ll reward you with additional benefits for every year you maintain fully paid cover. You can then spend your connect rewards plus dollars on inpatient medical gap, hospital excess, topping up major dental and a range of other services. 10 11

Direct debit discounts

While our standard monthly rates are already great value, you can also enjoy a discount of up to 5% when you pay in advance by direct debit from a bank, building society or credit union account.

Dependants

Child dependants aged under 21 are covered on family and single parent memberships at no extra cost. No excess applies for child dependants under 21 on GMHBA’s Gold and Silver family hospital covers listed in this member guide. Single student dependants aged under 25 are covered when studying full-time or undertaking a full-time apprenticeship or full-time traineeship.

Covers for younger people

We have covers designed for younger, active people who are not planning a family. These covers are more affordable as they have exclusions or restrictions on certain services.

Cover for single parents

Our Silver Hospital cover for single parents reduces your premiums by excluding obstetrics and IVF and related services.

Your money back value guarantee

If you manage to find better value for money health insurance elsewhere or wish to cancel your membership for any reason within 60 days of joining and haven’t made a claim, we’ll give you your money back!