Compare
Health Insurance
Use the moneytime comparison engine to find the right health insurance for you
HBA
Related Links
Participating Health Funds
 |
 |
 |
 |
 |
|
 |
 |
Back to Private Health Insurance Funds »
HBA
Why choose HBA?
High-quality cover for peace of mind
Our hospital cover options put the power in your hands. You get to choose your own doctor or specialist and where you’re treated, from our extensive hospital network. It provides access to high-quality health care whenever you need it. And our extras cover helps you with the cost of services such as dental, physiotherapy, optical and natural therapies – even massage.
Part of a worldwide network
HBA is part of leading health and care specialist BUPA, which looks after the needs of more than eight million people worldwide. So you’ll benefit from local experience with global expertise.
More valuable features and benefits
- Gap cover that works
If you go to hospital and your doctor or specialist charges more than the Government Schedule fee, it’s up to you to pay the ‘gap’. But with our Ezyclaim system, your doctor or specialist agrees with HBA on the fee charged for services and also agrees to bill us directly, so in most cases there’s no gap and you don’t even see a bill. And if there is a gap, you’ll be advised of the amount before treatment.
- Certainty of a single room or money back
Stay in a Members First hospital and you’ll get a single room. If there’s no single room available, you’ll receive $50 a day from the hospital for every day you’re not in one. This applies to any overnight admission booked at least the day before and excludes nursing home type patients, emergencies or where deemed medically inappropriate. And it’s available on most of our covers – a unique HBA feature. Available in Victoria and New South Wales.
- Great savings for single parents and families
Our Single Parent cover options mean you can enjoy significant savings on your hospital health cover. While our Family Plus cover options allow you to keep your family covered under one membership for longer and save. Single children can be covered up to their 25th birthday – even if they’re living away from home or working!
- No gap dental for kids
Only HBA covers all of the cost of your kids’ dental at Members First dentists right up until they turn 25.* That means you’ll benefit from no out-of-pocket costs on more than 250 dental services when you visit a Members First dentist – including check-ups, teeth cleaning, fillings, x-rays and more!
* Exclusive at Members First dentists on benefits payable. Excludes Orthodontics ( normal benefits apply). Available on Family hospital covers with Silver, Gold, Platinum or Ultimate Extras. Excludes hospital treatments. Waiting periods and normal fund dental rules apply. Child dependents only.
- Baby Care
Baby Care is about taking care of the very youngest member of your family. It offers no excess on hospital admissions for children under the age of three. As an added bonus we’ll also give you two free books – What to expect when you’re expecting and Toddler Taming. Subject to eligibility. Available on selected hospital covers.
- Excess Bonus
This gives you one (for single or single parent memberships) or two (for family memberships) excess-free overnight or same day admissions to hospital each calendar year! Available on selected hospital covers.
- Benefit Bonuses
We increase the amount you get back on your extras treatments by 2% every year, up to a maximum of 10%!* Your Benefit Bonus starts after your first year of membership on extras cover with us. Available on selected extras covers.
*Annual Maximum limits apply.
- Top-up Bonus
A Top-up Bonus can be put towards any out-of pocket expenses for extras services, saving you more. Available on selected extras covers.
- Quality travel, home and car insurance
At HBA, we cover more than your health. We also have a comprehensive range of high-quality travel, home and car insurance covers.
For more information, an obligation-free quote or on-the-spot cover, visit hba.com.au or call 131 243. Not available in Western Australia.