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Participating Health Funds

Private Health Insurance: Health Fund AHM - Australian Health Management Private Health Insurance: Health Fund GMHBA Private Health Insurance: Health Fund HCF - Hospitals Contribution Fund
Private Health Insurance: Health Fund AUF - Australian Unity Private Health Insurance: Health Fund MUI - Manchester Unity
Private Health Insurance: Health Fund HBA Private Health Insurance: Health Fund MCL - Mutual Community

Health Insurance Comparisons

Why perform a health insurance comparison?

Comparing health insurance is important to find the Fund and policy that can provide the level of care you want for you and your family. Private Health Insurance Funds have rates and covers that vary greatly, so a health insurance comparison will assist you to make an informed choice of Fund and policy.

Health insurance comparison considerations

When conducting a health insurance comparison to choose your policy, you may wish to begin by writing out a list of features that are important to you. This may include including:

  • services covered
  • benefit limits
  • waiting periods
  • excess or co-payment options
Other questions to consider:
  • Does the Fund have agreements with my hospital(s) of choice?
  • Can I choose my own doctor?
  • Are there any out-of-pocket expenses that I will have to pay for?

How do I perform a health insurance comparison?

To compare health insurance policies, you first need to have the policy information at hand. You can do this by visiting individual Funds' websites or gathering their policy brochures. Alternatively, the easy way to compare health insurance policies is to visit a health insurance comparison website, where all the work has been done for you.

Moneytime is a comparison engine that categorises health insurance options for you and decodes the jargon into consumer-friendly terms so you can easily search, scrutinise and compare different Private Health Insurance Funds, policies, rates and more,

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