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Choose private health insurance that's right for you

There are many choices out there, so let moneytime do the work for you. Choose your options below and we'll find the closest fit to match your needs from Hospital Cover, Extras Cover, or combined cover *. The 'most comprehensive' option will show you the top health insurance cover from each of our participating health funds, or you can select the individual features that you and your family might need.

* Please note that you and anyone else to be covered by this policy must hold a valid green or blue Medicare card to purchase private health insurance. If you have a yellow reciprocal card or no Medicare card, we recommend you take out Overseas Visitors Cover instead.

When you've selected your options, click 'Show my Health Insurance Options' at the bottom of the page to see your results instantly.

Check the table below and select the rebate level you are eligible for based on your income and the age of the oldest person on the policy.

Singles <$88,000 $88,001 − $102,000 $102,001 − $136,000 >$136,001
Families <$176,000 $176,001 − $204,000 $204,001 − $272,000 >$272,001
Under 65 29.04% 19.36% 9.68% 0%
65 − 69 33.88% 24.2% 14.52% 0%
Over 70 38.72% 29.04% 19.36% 0%

Hospital Cover

Covers you for hospital accommodation, theatre (surgery) costs, intensive care, doctor's fees and other additional costs.

Extras Cover

Includes things that Medicare does not cover, like dental treatment and physiotherapy. We'll show you in detail the dollar value of each feature that you choose to compare.

Top level Hospital Cover for complete peace of mind

Get value-for-money hospital cover by ticking the features you might need below

Just looking for 'Extras' thanks

Top level Extras Cover offered by the health funds

Get value-for-money extras cover by ticking the features you need below

Just looking for 'Hospital', thanks

Choose your level of hospital cover
Tick the hospital features you want fully covered
I want specific surgery
I'm thinking about having kids
I want other hospital-related services
Tick the extras features you want
Protect my eyes and teeth
Protect my body
Protect my peace of mind
Alternative therapies
Other medical benefits